What are your belongings really worth, how much cover do you need, and what will your insurer ask for after a loss? These guides explain it step by step, without jargon.
Guides
- Replacement Value vs. Resale Value: What Your Home Contents Are Really WorthReplacement value is what an item costs new today; resale value is what it fetches second-hand. Learn the difference and why it matters for insuring your home contents.
- Are You Underinsured? How to Check Your Home-Contents Coverage GapMost households are underinsured without knowing it. Learn what a home-contents coverage gap is and how to estimate yours room by room, including deductible and valuation basis.
- How to Build a Home Inventory for an Insurance ClaimDocument your belongings before a loss: what insurers ask for, a room-by-room method, and how to assemble a ready-to-send claim pack for a smooth home-contents claim.
- How Much Contents Insurance Do I Need? Calculating Your Sum InsuredWork out the right sum insured for your home contents: why too low cuts every claim, why too high wastes premium, and a 5-step room-by-room calculation.
- Contents Insurance When Moving Home: What to Do Before, During and AfterMoving house? What to tell your contents insurer, whether transit damage is covered, and how a room-by-room inventory protects you before, during and after.
- Burglary at Home: What to Do Next, and How to Write the Claim ListBurgled? A step-by-step checklist for the first minutes and hours, what your insurer needs on the stolen-property list, and which thefts are usually covered.